Pre-Authorized Payment (PAP) provides you with a convenient hassle free tax payment option.
Interested in knowing the other ways you can pay? Visit https://ektwp.ca/government/finance-and-taxes/
On This Page:
- What is Pre-Authorized Payment?
- What type of plans are available?
- Application Form
- Frequently Asked Questions
- How are monthly amounts calculated?
- What happens if the tax rate changes?
- Can I join the plan in the middle of the year?
- What happens if I change banks?
- What happens if my payment does not clear the bank (NSF)?
- Does my PAP account have to be renewed each year?
- How do I stop my PAP withdrawals?
- How do I apply?
- Who do I contact regarding my PAP account?
What is Pre-Authorized Payment?
PAP allows you the benefit of settling your tax bill without ever writing a cheque! With a Pre-Authorized Payment Plan funds are withdrawn directly from your bank account. No waiting in line at the bank, no mail-out delays, no running to the corner store for stamps. Minimize the hassle and join today.
What type of plans are available?
The Township of Elizabethtown-Kitley offers three plans to accommodate your needs.
Both the Monthly and the Due Date Plans require that the tax account have a zero balance in order to begin the plan. The Basic Plan, however, is specifically designed for tax accounts that are currently in arrears.
The Monthly Plan is designed to spread your tax payments out over the year. Please note that new applications for the monthly plan will only be accepted to begin for the month of January and July. All new applications should be received at least 15 business days prior to the first scheduled withdrawal.
12 Monthly Payments
Payments withdrawn directly from your bank account on the first business day of the month January through December.
Avoids Late Payments
By making 12 smaller payments you are essentially paying your taxes in advance, thereby avoiding late payment interest.
No More Due Dates
The Monthly Plan eliminates the need to remember due dates – your payments are made the first business day of the month every month.
Smaller More Manageable Payments
Another advantage of the Monthly Plan is that your tax bill is converted into smaller more manageable payments.
Due Date Plan
Accounts on the Due Date Plan continue to receive tax bills twice per year. The installment amounts shown on the bill are withdrawn on the due dates. This option would eliminate the need to send us post dated cheques. Your bill will indicate that you are on pre-authorized payment plan and would be marked as your receipt. Please note that new applications for the due date plan will be accepted throughout the year however all new applications should be received at least 15 business days prior to the first scheduled withdrawal.
The Basic Plan is designed for accounts with existing tax arrears. Please note that new applications for the basic will be accepted throughout the year however all new applications should be received at least 15 business days prior to the first scheduled withdrawal.
You Set the Amount
You choose the amount of your monthly payment. The Basic Plan is designed to clear away arrears using a fixed payment that you can afford.
12 Monthly Payments
Fixed payments are withdrawn directly from your bank account on the first business day of the month.
Clear Up Arrears
The Basic Plan is designed to allow you to set a monthly amount high enough over and above your interest that arrears will be cleared away gradually.
Reduce Monthly Interest
Arrears that exist on the account will continue to gather interest each month, but with each payment the interest portion becomes less.
To join the any of the Pre-Authorized Payment Plans, simply print the form located in the top right sidebar, sign it and return it to to the Main Administration Office at 6544 New Dublin Road RR 2 Addison K0E 1A0 along with a VOID cheque from the appropriate bank account.
Frequently Asked Questions
How are monthly amounts calculated?
Your monthly amount is calculated at the beginning of the calendar year by taking your previous year’s taxes and dividing it by twelve.
What happens if the tax rate changes?
In late spring/early summer the tax rates are set for that year. If the tax rate is different from the previous year then an adjustment to your monthly amount may be necessary. You will receive notice on the bottom of your tax bill that will indicate what your new monthly amount will be. That amount will remain in effect for the rest of the calendar year.
Can I join the plan in the middle of the year?
Although a resident can sign up for either the basic or due date plan throughout the year, you may only begin the monthly payment plan for the month of January or July. When joining the monthly or due date plan you must ensure that all arrears have been paid before you join.
What happens if I change banks?
Correct banking information is essential to any PAP account. If you change accounts or change banks you must provide us with your new banking information at least 15 days prior to the next regular withdrawal. A VOID cheque from the new account will provide us with the information we require.
What happens if my payment does not clear the bank (NSF)?
If a withdrawal cannot be completed due to insufficient funds you will be contacted by our office. Alternate arrangements can be made at that time. Some options available include:
Cash or cheque payments in the amount of the monthly withdrawal.
The next automatic withdrawal can be doubled to represent that month and the missed payment.
If you miss two payments the Township reserves the right to withdraw you from the plan.
Does my PAP account have to be renewed each year?
No. Unless you cancel your Pre-Authorized Payment plan, the withdrawals will continue each year.
How do I stop my PAP withdrawals?
You must notify the office in writing that you wish to stop Pre-Authorized Payment. Notification must be received 15 business days in advance of the next withdrawal.
How do I apply?
Click here for an application form. Please print this form, complete it and return it to the Main Administration Office along with a VOID cheque. Please note that all new applications should be received at least 15 business days prior to the first scheduled withdrawal.
Mail Completed Application Forms To:
Township of Elizabethtown-Kitley
6544 New Dublin Rd
Addison, ON K0E 1A0